CEO & author of New York Times bestseller, I Will Teach You To Be Rich. 1 million readers on business, money, careers, & psychology. http://instagram.com/ramit

Michael Batnick is the director of Research at Ritholtz Wealth Management. He develops and implements risk management and portfolio strategies for clients and leads internal research efforts. He educates people on investing at The Irrelevant Investor blog and co-produces the weekly podcast, Animal Spirits. He is the author of Big Mistakes: The Best Investors and Their Worst Investments.